Cash America Return Policy. Cash America allows returns, but only if you added a warranty plan at the time of purchase, customer service representatives said. Without a warranty, all items at Cash America are sold as-is and cannot be returned. Every item is tested and inspected before it’s sold, but, if you think you might want to return an item later, you should buy a warranty plan.
Full Answer
Does your Us store need a return&refund policy?
US state laws do not require a Return & Refund Policy either but under certain circumstances, you need to post this policy conspicuously in your storefront or through your ecommerce website. Issuing returns and refunds is at your store discretion.
What should be included in a return and refund policy?
If the display of the policy is necessary, the Return & Refund Policy must state: Whether a cash refund, store credit or exchange is given for the full purchase price; Conditions for a refund, credit or exchange. For example, that is must have the receipt and original packaging.
What is the return policy in Hawaii?
If you do not post a Return Policy informing customers of your "no refunds" policy, customers are entitled to a full refund if they make returns within 7 days of purchase. Retailers in Hawaii can have one of four different return policies: The retailer must conspicuously post its policy.
Are there any laws on returns and refunds in the US?
Return and Refund Laws in the U.S. While the U.S. does not have federal laws affecting returns and refunds, it’s still a good idea to have a Return & Refund Policy.
Does Cash America do returns?
Consumers who haven't received a refund can apply through the Cash America refund site or by calling Cash America at 1-877-524-8480. The deadline is May 19, 2014. If you experience a snag with a refund or have a payday lending complaint, contact the bureau at 1-855-411-2372.
What is Pawn America return policy?
Product Guarantee and Return Policy If for any reason you are not satisfied, we offer a 10-day money back guarantee (unless the product is noted “As Is” or “For Parts” or “Not Working”) from date of purchase for in-store pick-up orders and 15-day money-back guarantee from date of purchase on shipped orders.
Can you get refund from pawn shop?
Keep in mind that most pawn shops have a “no cash back” policy. If you do have to return something, you'll probably only get back the money you spent in the form of a credit that can be used at that store only. Most pawn shops also have very limited return policies.
Who bought Cash America Pawn?
First Cash Financial Services Inc.Arlington's First Cash Financial Services Inc. agreed to buy Cash America International Inc., based in Fort Worth, for about $994 million in stock in a deal that joins two of the largest retail pawn shop operators in the U.S., both headquartered in Tarrant County.
Can I get more money for something I already pawned?
Since they are already familiar with the item, the shop can simply offer you the same price as before (assuming its condition is unchanged), and make the same profit again if or when you rebuy it or when someone else buys it.
Does Pawn America have a grace period?
We try to make the pawning process as easy as possible. If you decide to pawn your item, you will be given a term length (subject to individual state laws; usually 30 days plus a 30 day grace period) to return and pay back your pawn loan.
What happens if you pawn something and never pick it up?
If you pay late or not at all the items ownership falls to the store. There is no effect on your credit as credit is not a part of the transaction. The item may then be sold by the pawn shop.
Can you negotiate with pawn shops?
When negotiating with a pawn shop to establish a value for your items, there are some things to keep in mind: Haggling is expected. You don't have to accept the first offer. A pawn shop will expect you to counter with a higher price.
What pays the most at a pawn shop?
High-Demand Pawn ItemsJewelry.Precious metals.Watches.Firearms (registered to you)Electronics.Power tools.Musical instruments.Sporting goods, such as bikes.More items...•
Did first cash buy Cash America?
Founded more than 30 years ago, FirstCash became one of the nation's largest pawn shop operators with its 2016 purchase of Cash America. Today it has 16,000 employees in 25 U.S. states, the District of Columbia and four Latin American countries — Mexico, Guatemala, Colombia and El Salvador.
Is Cash America publicly traded?
Cash America is registered under the ticker NYSE:CSH .
What happens if you default on a pawn shop loan?
You can lose your property. If you default on your loan to a pawn shop, the property you left at the shop to obtain the loan becomes the property of the pawnbroker. You're usually given some time, typically 30 to 60 days, to pay your debt and get your property back; if you don't, the pawnbroker can sell it.
Does EZ Pawn do returns?
Returns or exchange of a covered item must be made within 6 months of the date of purchase. We, in our sole discretion, determine the value of an item for like-kind replacement. Like-kind replacement is available only where we have a like-kind item in its store inventory, as determined by us in our sole discretion.
How long does a merchant have to notify customers of a return?
A merchant is exempt from this requirement if it provides a cash or credit refund within 20 days or more of purchase. Washington.
How long does it take to get a refund from a retailer?
Retailers are required to clearly post their refund policy unless they offer a full cash refund, exchange, or store credit within seven days of the purchase date.
How long do you have to cancel a purchase in New Mexico?
Businesses with no posted refund policies are liable to the buyer, for up to 20 days from purchase, for a cash refund or a credit. New Mexico. There's no right to cancel contracts or purchase agreements. Whether you can receive a refund is dependent on the retailer's return and refund policies.
Do you have to disclose a seller's refund policy?
A seller's refund, return, or cancellation policy must be disclosed to the buyer clearly and conspicuously before the transaction is completed. This is usually done by means of a sign at the point of purchase. Goods may be returned within a reasonable period of time if no return policy was disclosed. Michigan.
Do refunds have to be displayed?
Often, refund policies must be prominently displayed at the place of purchase in order to be valid. Many states, in addition to the protections of the federal Cooling-Off Rule, allow consumers to rescind club memberships or other special sales contracts within a specified number of business days.
Do merchants have to accept returns?
While merchants are required to accept returns in only certain situations, some states have laws governing the disclosure of refund and return policies. State refund and return laws are summarized below. For more information, see FindLaw's section on " Product Warranties and Returns .".
Do you have to have a refund policy for a merchant in Oklahoma?
A merchant isn't required to have a specific refund policy, but if it does have a refund policy, the policy must be clearly and conspicuously posted. If a merchant doesn't have a refund policy posted, the consumer is entitled to a refund. Oklahoma. There's no right to cancel contracts or purchase agreements.
Exclusions
Online orders placed using Stretch Your Payments (powered by Sezzle) or PayPal payment methods can be returned to a retail store, but we can only exchange or refund as a gift card.
Returns to a Store Without a Receipt or Proof of Purchase
Items returned without a receipt will be processed at the lowest sale price plus applicable sales tax. Such items may be exchanged for the same product or returned for merchandise credit in the form of a gift card.
Beyond 60 Days from Date of Purchase
Bass Pro Shops and Cabela's branded boots, shoes, and waders carry a one (1) year warranty against manufacturer defects. This is a limited warranty and does not cover normal wear and tear.
